At some point in our lives, we all realize that we need to take better care of our money. But trying to do so without a strategy will lead to failure. Here are the 10 best free courses on personal finances to improve your financial responsibility.

KhanAcademy.org – Learn Personal Finance Now!

Split into 10 units, this Khan Academy course is free for everyone to use! It goes over every personal finance subject that you need to know about, such as saving and budgeting, debt and interest, stocks, and many more!

Open.edu – Everything about Personal Finance

This is a personal finance course based on audio recordings, and there are lots of them. It has 6 very comprehensive sessions, and it starts with the absolute basics of financial responsibility: making good spending decisions. However, over time, you will learn about more advanced concepts, such as Premium Bonds, occupational schemes, and more.

Credit.org – Understanding Credit for Your Personal Finances

Credit is a major thing within the realm of personal finance. No matter how big your total income is, debt is one of the most dangerous things that can get you back to 0 very quickly. Credit.org is a perfect website if you’re looking to understand a little bit more about how credit works.

Classcentral.com – 12 hours of Personal Finance!

With an approval rate of 94%, this Coursera free course on personal finance has about 12 hours of information, enough to turn anybody into a personal finance expert. In the end, you will be granted a certificate that you can post on your LinkedIn account.

Udemy.com – Free Personal Finance Course

Udemy is known to have very good courses, the only downside being the cost of these courses. However, this Personal Finance 101 course is completely free! With a rating of 4.6 stars based on over 4000 reviews, this course will teach you all about credit, debt, investing, and finances in general!

Pocketguard.com – Personal Finance app

This is a very short course on the basics of personal finance that you can finish in one go. For more information, you can create a free account or download their app. They have even more resources for premium users, only if you’re interested.

Everfi.com – Personal Finance for teachers and students

The people at Everfi understand how important it is for young students to understand at an early age about the world of money. To use their resources, you will have to register using either a teacher or a student account. 

The Office Lab – Create your own budget tracker in Excel!

Keeping track of your income and expenses is arguably the bread and butter of personal finance. In this 6-hour long video, you will learn how to create an incredibly complex, yet easy-to-use, Excel sheet that keeps track of your budget on a daily, monthly, and yearly basis.

CNBC.com – Personal Finance article

CNBC posted this article in 2021 that goes over the basics of personal finance and provides valuable information to young investors, students, and people who have recently started caring more about their money. It is a perfect introduction for everybody to the world of personal finance.

Financial Literacy for Beginners & Dummies – Personal Finance Audiobook

Financial Literacy for Beginners & Dummies is a great book that acts as an introduction to the world of money. Luckily, the audiobook is available on YouTube, meaning that after 3 hours and 15 minutes you will already know the core concepts of personal finance and you will be able to make a difference in your life.